tag:blogger.com,1999:blog-4083871777642005699.post5208609545721648846..comments2022-11-04T04:44:56.401-04:00Comments on Verona in Brownburg: Another disappointing visitUnknownnoreply@blogger.comBlogger5125tag:blogger.com,1999:blog-4083871777642005699.post-7212728155674468142012-07-30T17:13:38.150-04:002012-07-30T17:13:38.150-04:00Unfortunately we don't have a choice. We eith...Unfortunately we don't have a choice. We either have to give her car back to VW and get a new one or buy the one she is driving by August 15th. Either scenario will cause credit inquiry. I just hope we still stay above the magic 760 line to get the best rates with NVR.Cubbieshttps://www.blogger.com/profile/03003793269716171234noreply@blogger.comtag:blogger.com,1999:blog-4083871777642005699.post-88837133669566408672012-07-30T16:25:35.619-04:002012-07-30T16:25:35.619-04:00Absolutely avoid any new debt actions, it will def...Absolutely avoid any new debt actions, it will definitely make them re-assess your paperwork. They run your credit right before closing and a new car is a biggie.Stevehttps://www.blogger.com/profile/02860646562578289413noreply@blogger.comtag:blogger.com,1999:blog-4083871777642005699.post-28028710113009157542012-07-30T10:30:05.010-04:002012-07-30T10:30:05.010-04:00You should talk to your mortgage rep before you do...You should talk to your mortgage rep before you do anything with the car. Ours told us not to make ang big purchases or to sign for any new loans. It changes your debt-to-income ratio and may affect your final loan approval. I would be upset about the garage too. I also want to put epoxy on mine. Is there nothing you can do to treat it befor the epoxy? Is it a large area they patched? Maybe you can apply a thin layer of concrete over it?CMMhttps://www.blogger.com/profile/05505532298336603448noreply@blogger.comtag:blogger.com,1999:blog-4083871777642005699.post-65204303593796116152012-07-30T08:08:17.754-04:002012-07-30T08:08:17.754-04:00Thanks for the comment. That is good to know abou...Thanks for the comment. That is good to know about NVR. I was under the impression that they did the last check at time of rate lock in. We will just go ahead and take care of T's car now and get it over with. <br /> <br />It would not really bother me if the framing took longer than expected. It has more to do with the fact that no one is working on it, and I keep being told they are supposed to be. Our SR is fantastic and she has agreed to help us out.<br /><br />I planned to finish the basement myself. I had a very specific acid staining technique I was going to use on the floors. You cannot fill the crack before applying the stain. So the crack will just have to be there and show forever. I can get over it. Concrete cracks, or at least most of it does. As for the garage they coated it with a sealer which means I can't apply my epoxy. There are no cracks in the garage. I had my colors all picked out for the garage. A dark grey epoxy with black and white flakes. I also planned to add a non skid clear coat over the top. I just had this idea in my head what my first garage was going to look like in my first house. It can never look that way now. It will look OK, no doubt about that. We aren't ready to walk away. T is fine with everything so far. She could care less about the garage. As of right now Ryan and I are still on decent terms. However, I would caution any man that is a ridiculous control freak, and has never built a home before, to prepare themselves for 90 days of ups and downs. Building is something T really wanted, but I would have been happy buying.Cubbieshttps://www.blogger.com/profile/03003793269716171234noreply@blogger.comtag:blogger.com,1999:blog-4083871777642005699.post-28877564582830887932012-07-30T00:47:15.698-04:002012-07-30T00:47:15.698-04:00Our framing took forever too. Most blogger's h...Our framing took forever too. Most blogger's houses are framed in a few short days. My PM said due to the size and complexity of the model we chose, it would take about 7-10 days. Well it took 16. Doesn't sound like a lot now but it felt like an eternity when we kept making the one hour round-trip drive out there EVERY SINGLE DAY! Once they are done framing, the time will fly by! <br /><br />I'm surprised that you are so unhappy about a crack in the basement and a patch job in the garage. What about the rest of the house?!? Aren't you excited for that? Will the crack be covered up in the finished part of your basement or did you not finish it? If these things bother you so much, have you considered walking away all together?<br /><br />Also, NVR does not run your credit when you lock-in your interest rate. They run it just before you close on the house.CMMhttps://www.blogger.com/profile/05505532298336603448noreply@blogger.com